PROVISION OF SERVICES REGULATIONS 2009

The following information is supplied in accordance with our obligations under The Provision of Services Regulations 2009. Required information not provided below is included in the engagement letter and terms of business between Leonard Curtis Business Solutions Group and its clients.

Service Providers

  1. LEONARD CURTIS RECOVERY LIMITED
    trading as Leonard Curtis; Corporate Strategies; and Reach Commercial Finance

Company name: Leonard Curtis Recovery Limited
Legal form: A limited company registered in England and Wales
Service: Insolvency, restructuring and associated services
Registered number: 04200476
Registered office: Riverside House, Irwell Street, Manchester M3 5EN
Telephone Number: +44 (0)161 831 9999
Facsimile: +44 (0)161 831 9090
VAT Registration Number: 775 2217 24
Public Registers:
Details about the company’s registration can be viewed at www.companieshouse.gov.uk under the registered number given above.
Insolvency appointment- takers can be viewed at www.insolvencydirect.bis.gov.uk/fip1/

Trading Offices:

Barlborough
Address: 22 Gander Lane, Barlborough, Chesterfield S43 4PZ
Telephone number: 
+44 (0) 1246 385 775

Birmingham
Address:
3rd Floor, Cavendish House, 39 – 41 Waterloo Street, Birmingham B2 5PP
Telephone number: +44 (0) 121 200 2111
Facsimile: +44 (0) 121 200 2122

Bristol
Address: 
40 Queen Square, Bristol BS1 4QP
Telephone number: +44 (0) 117 929 4900
Facsimile: +44 (0) 117 929 0000

Bury
Address: 
Leonard Curtis House, Elms Square, Bury New Road, Whitefield M45 7TA
Telephone number: +44 (0) 161 767 1250
Facsimile: +44 (0) 161 767 1240

Cardiff
Address: Malthouse Avenue, Cardiff Gate Business Park, Cardiff CF23 8RU
Telephone number: +44 (0) 2921 678 660

Chester
Address: 
7 Abbey Square, Chester, CH1 2HU
Telephone Number: 
+44 (0)1244 257878
Facsimile:
+44 (0)1244 257888

Gateshead
Address:
Unit 13, Kingsway House, Kingsway, Team Valley Trading Estate, Gateshead NE11 0HW
Telephone number: +44 (0) 191 933 1560

Glasgow
Address: 
4th Floor, 58 Waterloo Street, Glasgow G2 7DA
Telephone number: +44 (0) 141 212 2060
Facsimile: 
+44 (0) 141 212 2061

Guernsey
Address:
Richmond House, Ann’s Place, St Peter Port, Guernsey GY1 2NU
Telephone number: +44 (0) 1481 728 791

Kings Langley
Address:
 Monaco House, Unit 1 Monaco Works, Stations Road, Kings Langley, Hertfordshire WD4 8LQ
Telephone number: +44 (0) 192 327 7911

Leeds
Address: 
6th Floor, 36 Park Row, Leeds LS1 5JL
Telephone number: +44 (0) 113 323 8890
Facsimile: 
+44 (0) 113 323 8891

Liverpool
Address: 
6th Floor, Walker House, Exchange Flags, Liverpool L2 3YL
Telephone number: +44 (0) 151 556 2790
Facsimile: +44 (0) 151 515 0707

London
Address: 
Level 5, The Grove, 248A Marylebone Road, London NW1 6BB
Telephone number: 
+44 (0) 207 535 7000
Facsimile: 
+44 (0) 207 723 6059

Manchester
Address: 
Riverside House, Irwell Street, Manchester M3 5EN
Telephone number: +44 (0) 161 831 9999
Facsimile: +44 (0) 161 831 9090

Preston
Address:
 20 Roundhouse Court, South Rings Business Park, Bamber Bridge, Preston PR5 6BZ
Telephone number: +44 (0)1772 646180
Facsimile: +44 (0)1772 646181

Southampton
Address:
 Enterprise House, Ocean Village, Southampton SO14 3XB
Telephone number: +44 (0)2382 022 900
Facsimile: +44 (0)2382 022 901

Wolverhampton
Address: 
Regent House, Bath Avenue, Wolverhampton WV1 4EG
Telephone number: +44 (0) 1902 810102
Facsimile: +44 (0) 1902 810103

Worcester
Address: 
40-41 Foregate Street, Worcester WR1 1EE
Telephone number:  +44 (0) 01905 677490
Facsimile: +44 01905 677491

  1. LEONARD CURTIS LIMITED
    trading as Leonard Curtis

Company name: Leonard Curtis Limited
Legal form: A limited company registered in England and Wales
Service: Insolvency, restructuring and associated services
Registered number: 5639292
Registered office: Riverside House, Irwell Street, Manchester M3 5EN
Telephone Number: +44 (0)161 831 9999
Facsimile: +44 (0)161 831 9090
VAT Registration Number: 874 4109 15
Public Registers:
Details about the company’s registration can be viewed at www.companieshouse.gov.uk under the registered number given above.
Insolvency appointment- takers can be viewed at www.insolvencydirect.bis.gov.uk/fip1/

Trading Offices:

London
Address: 
Level 5, The Grove, 248A Marylebone Road, London NW1 6BB
Telephone number: +44 (0) 207 535 7000
Facsimile: +44 (0) 207 723 6059

  1. LC DEBT SOLUTIONS LIMITED
    trading as LC Advisory

Company name: LC Debt Solutions Limited
Legal form: A limited company registered in England and Wales
Service: Insolvency and associated services
Registered number: 05033119
Registered office: Riverside House, Irwell Street, Manchester M3 5EN
Telephone Number: +44 (0)161 831 9999
Facsimile: +44 (0)161 831 9090
VAT Registration Number: 846 3174 18
Public Registers:
Details about the company’s registration can be viewed at www.companieshouse.gov.uk under the registered number given above.
Insolvency appointment- takers can be viewed at www.insolvencydirect.bis.gov.uk/fip1/

Trading Offices:

Bury
Address: 
Leonard Curtis House, Elms Square, Bury New Road, Whitefield, M45 7TA
Telephone number: +44 (0) 161 413 0930
Facsimile: +44 (0) 161 413 0931

OTHER INFORMATION

A list of the names of the members of each of the above limited companies is available for inspection at the registered office, being Riverside House, Irwell Street, Manchester M3 5EN.

 

CONSUMER CREDIT LICENCE

With effect from 1 April 2014, all Insolvency Practitioners, while acting as Insolvency Practitioners, are excluded from the Consumer Credit Licensing regime in respect of the activities of:

A similar exclusion applies when an insolvency practitioner is acting in ‘reasonable contemplation of appointment’.  In this case, the relevant activities are:

Note: The exclusions highlighted above also apply to staff working for the Insolvency Practitioner.

QUALITY OF SERVICE

The following information relates to each of the service providers set out above.

Leonard Curtis Recovery Limited, Leonard Curtis Limited and LC Debt Solutions Limited place a high priority on client service and are keen to ensure that the quality of this is maintained. If at any time you would like to discuss how the firms’ service to you could be improved, or if you are dissatisfied with the service you are receiving, please contact Mark Colman or Daniel Booth (Leonard Curtis Recovery Limited, LC Debt Solutions Limited and Leonard Curtis Limited) at Riverside House, Irwell Street, Manchester M3 5EN in the first instance. We undertake to look into any complaint carefully and promptly and to do all we can to explain the position to you. If we do not answer your complaint to your satisfaction, you may of course take up the matter with the Insolvency Complaints Gateway which is operated by the Insolvency Service.

This may be found at https://www.gov.uk/complain-about-insolvency-practitioner
For your information, principals licensed to act as Insolvency Practitioners in the UK by the Institute of Chartered Accountants in England and Wales:

Andrew Beckingham
Conrad Beighton
Alex Cadwallader
Mark Colman
Philip Deyes
Michael Dillon
Andrew Duncan
David Griffiths
Siann Huntley
Lisa Ion
Andy John
Martin Maloney
Steve Markey
Paul Masters
Katy McAndrew
Amy Mehers
Anthony Milnes
David Moore
Iain Nairn
Richard Pinder
Andrew Poxon
Megan Singleton
David Smithson
Sean Williams
Jonathan Young

Regulatory body contact details:
Professional Conduct Department
The Institute of Chartered Accountants in England and Wales
Metropolitan House
321 Avebury Boulevard
Milton Keynes
MK9 2FZ

Principals licensed to act as Insolvency Practitioners in the UK by the Insolvency Practitioners’ Association:

Neil Bennett

Regulatory body contact details:
Head of Regulatory Operations
Insolvency Practitioners’ Association
Valiant House
4-10 Heneage Lane
London
EC3A 5DQ

Insolvency Practitioners licensed to act in the UK by the Institute of Chartered Accountants of Scotland are:

George Lafferty
Barry Stewart

Regulatory body contact details:
Investigations Department
ICAS
CA House
21 Haymarket Yards
Edinburgh
EH12 5BH

PROFESSIONAL INDEMNITY INSURANCE

In accordance with the disclosure requirements of the Provision of Services Regulations 2009, the firms’ professional indemnity insurer is Barbican Protect Limited, Barlow House, Minshull Street, Manchester, M1 3DZ. The territorial coverage is worldwide excluding professional business carried out in the United States of America or Canada and excludes any action for a claim brought in any court in the USA or Canada.

GOVERNING LAW

The terms of our engagement and any services provided by us are governed by the laws of England and Wales and you agree that the English courts shall have exclusive jurisdiction in any dispute.

WEBSITE TERMS AND CONDITIONS

This page (together with the documents referred to on it) tells you the terms of use on which you may make use of our website which include http://reachcf.co.uk (our ‘Website’), whether as a guest or a registered user. Please read these terms of use carefully before you start to use our Website. By using our Website, you indicate that you accept these terms of use and that you agree to abide by them. If you do not agree to these terms of use, please refrain from using our Website.

Accessing Our Website
Access to our Website is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our Website without notice (see below). We will not be liable if for any reason our Website is unavailable at any time or for any period.

From time to time, we may restrict access to some parts of our Website, or the entirety of Website, to users who have registered with us.

If you are provided with a password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these terms of use.

When using our Website, you must comply with the provisions of our acceptable use policy.

You are responsible for making all arrangements necessary for you to have access to our Website. You are also responsible for ensuring that all persons who access our Website through your internet connection are aware of these terms, and that they comply with them.

Intellectual Property Rights
We are the owner or the licensee of all intellectual property rights in our Website, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You must not print off, copy, or in any way download extracts, of any page(s) from our Website.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. Our status (and that of any identified contributors) as the author of material on our Website must always be acknowledged.

You must not use any part of the materials on our Website for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of our Website in breach of these terms of use, your right to use any our Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Reliance on Information Posted
Commentary and other materials posted on our Website are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our Website, or by anyone who may be informed of any of its contents.

 

Our Website Changes Regularly
We aim to update our Website regularly, and may change the content at any time. If the need arises, we may suspend access to our Website, or close them indefinitely. Any of the material on our Website may be out of date at any given time, and we are under no obligation to update such material.

 

Our Liability
The material displayed on our Website is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we and third parties connected to us hereby expressly exclude:

This does not affect our liability for death or personal injury arising from our negligence, or our liability for deceit or fraudulent misrepresentation or misrepresentation as to a fundamental matter, or any other liability which cannot be excluded or limited under applicable law.

Information About You and Your Visits to our Website
We process information about you in accordance with our privacy policy. By using our Website, you consent to such processing and you warrant that all data provided by you is accurate.

Uploading Material to our Website
Whenever you make use of a feature that allows you to upload material to our Website, or to make contact with other users of our Website, you must comply with the content standards set out in our acceptable use policy. You warrant that any such contribution does comply with those standards, and you indemnify us for any breach of that warranty.

We have the right to disclose your identity to any third party who is claiming that any material posted or uploaded by you to any our Website constitutes a violation of their intellectual property rights, or of their right to privacy.

We will not be responsible, or liable to any third party, for the content or accuracy of any materials posted by you or any other user of our Website. We have the right to remove any material or posting you make on any Website if, in our opinion, such material does not comply with the content standards set out in our acceptable use policy.

Viruses, Hacking and Other Offences
You must not misuse our Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Website, the server on which our Website is stored or any server, computer or database connected to our Website. You must not attack our Website via a denial-of-service attack or a distributed denial-of service attack.

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Website will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Website or to your downloading of any material posted on them, or on any website linked to them.

Linking to our Website
You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link from any website that is not owned by you.

Our Website must not be framed on any other website, nor may you create a link to any part of our Website other than the home page. We reserve the right to withdraw linking permission without notice. The website from which you are linking must comply in all respects with the content standards set out in our acceptable use policy.

If you wish to make any use of material on our Website other than that set out above, please address your request to recovery@leonardcurtis.co.uk.

 

Links From our Website
Where our Website contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.

 

Jurisdiction and Applicable Law
The English courts will have non-exclusive jurisdiction over any claim arising from, or related to, a visit to our Website although we retain the right to bring proceedings against you for breach of these conditions in your country of residence or any other relevant country. These terms of use are governed by English law.

 

Variations
We may revise these terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we make, as they are binding on you. Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on our Website.

Your Concerns
If you have any concerns about material which appears on any of our Website, please contact:

recovery@leonardcurtis.co.uk

Thank you for visiting our Website.

PRIVACY POLICY

This privacy policy explains how we use any information we collect about you, how you can tell us if you prefer to limit the use of that information and procedures that we have in place to safeguard your privacy.

For the purposes of the Data Protection Act 1998 (the “Act”) the following corporate entities are registered data controllers:

Leonard Curtis Recovery Limited

Leonard Curtis Limited

LC Debt Solutions Limited

In addition, there are also a number of individuals who are registered data controllers and a separate list of these can be provided upon request.

Summary of our Privacy Policy

Your privacy is extremely important to us so we only use the information you provide about yourself and your company when using this website to answer your enquiry or to help us to improve our service to you. We do not share this information with any third party except to the extent necessary to answer your enquiry if that enquiry requires the involvement of a third party. We use return email addresses to answer the email we receive. Such addresses are not used for any other purpose and are not shared with outside parties.

The information we collect

We may collect and process the following data about you:

Our use of IP addresses and cookies
We may collect information about your computer, including where available your IP address, operating system and browser type, for system administration and to analyse aggregate information. This is statistical data about our users’ browsing actions and patterns, and does not identify any individual.

For the same reason, we may obtain information about your general internet usage by using a cookie file which is stored on the hard drive of your computer. Cookies contain information that is transferred to your computer’s hard drive. They help us to improve our site and to deliver a better and more personalised service. They enable us:

You may refuse to accept cookies by activating the setting on your browser which allows you to refuse the setting of cookies. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you log on to our site.

How we protect your information
All information you provide to us is stored on our secure servers. Where we have given you (or where you have chosen) a password which enables you to access certain parts of our site, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.

Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of data that you transmit to our site; any transmission is therefore at your own risk. Once we have received your information, we will use strict internal procedures and security features to try to prevent unauthorised access.

We also keep your information confidential. The internal procedures of Leonard Curtis Business Solutions Group cover the storage, access and disclosure of your information.

How we use your information
We use information held about you in the following ways:

We may also use your data to provide you with information about goods and services which may be of interest to you and we may contact you about these by email, SMS, post or telephone.

If you are an existing customer, we will only contact you by electronic means (e-mail or SMS) with information about goods and services similar to those which were the subject of a previous sale to you. If you are a new customer we will contact you by electronic means only if you have consented to this.

If you do not want us to use your data in this way, please contact us.

When we might disclose your data to third parties
We may disclose your personal information to third parties in a very limited number of circumstances:

 

Your Rights
You have the right to ask us not to process your personal data for marketing purposes. We will usually inform you (before collecting your data) if we intend to use your data for such purposes. You can exercise your right to prevent such processing by checking certain boxes on the forms we use to collect your data. You can also exercise the right at any time by contacting us.

Our site may, from time to time, contain links to and from the websites of our clients and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.

The Act gives you the right to access information held about you. Your right of access can be exercised in accordance with the Act. Any access request may be subject to a fee of £10 to meet our costs in providing you with details of the information we hold about you.

Your Consent
By submitting your information you consent to the use of that information as set out in this policy. If we change our privacy policy we will post the changes on this page, and may place notices on other pages of the Website, so that you may be aware of the information we collect and how we use it at all times. We will also e-mail you should we make any changes so that you may consent to our use of your information in that way. Continued use of the service will signify that you agree to any such changes.

Owing to the global nature of the Internet infrastructure, the information you provide may be transferred in transit to countries outside the European Economic Area that do not have similar protections in place regarding your data and its use as set out in this policy. However, we have taken the steps outlined above to try to improve the security of your information. By submitting your information you consent to these transfers.

Contact Details
We welcome your views about our website and our privacy policy. If you have any queries or comments, or if any of the information that you have provided to Leonard Curtis Business Solutions Group changes, please contact us.

OUR COOKIE POLICY – HOW TO CONTROL AND DELETE COOKIES

This website does not use cookies to collect personally identifiable information about you. However, if you wish to restrict or block the cookies which are set by this site, or indeed any other website, you can do this through your browser settings. The Help function within your browser should tell you how.

Alternatively, you may wish to visit www.aboutcookies.org which contains comprehensive information on how to do this on a wide variety of browsers. You will also find details on how to delete cookies from your computer as well as more general information about cookies. For information on how to do this on the browser of your mobile phone you will need to refer to your handset manual.

Please be aware that restricting cookies may impact on the functionality of the website.

This website uses Google Analytics, a web analytics service provided by Google, Inc. Google Analytics sets a cookie in order to evaluate your use of this website and compile reports for us on activity on the website.

Google stores the information collected by the cookie on servers in the United States. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

For further information on how to reject or delete this cookie click on the link below.

http://www.google.com/intl/en/privacypolicy.html

Modern Slavery and Human Trafficking
Statement for the Financial Year 2021 – 2022

As a SME trading below the threshold we are not required to make a formal statement. However we do recognise that many of our clients will be seeking reassurance from us about our compliance with the requirements of the Modern Slavery Act

Modern slavery and human trafficking statement for Leonard Curtis Business Solutions Group

Modern slavery is a crime and a violation of fundamental human rights. It takes various forms, such as slavery, servitude, forced and compulsory labour and human trafficking, all of which have in common the deprivation of a person’s liberty by another in order to exploit them for personal or commercial gain. We are committed to improving our practices to combat slavery and human trafficking.

Organisational structure

We are a market leading professional services provider with over 200 staff operating from 18 locations across the UK.
We are dedicated to dealing with financial and operational issues that SME owners and their stakeholders face at every stage of the business lifecycle.
Our expert team of specialists deliver positive strategic advice across restructuring, law and finance. This range of services enables us to tailor unique solutions to whatever problem a business owner may encounter in the sector(s) in which the business operate

We have twelve shareholding Directors and twenty three additional Directors around the Country and our business and main services are provided by these Directors, together with trained professional and support staff in all of our offices.

Our supply chains

Our supply chains include, professional services firms (accountants, lawyers and insurance brokers), travel providers (airlines and rail companies) and then a range of suppliers that we use for goods that we purchase to use for the running of our business, including key suppliers for IT and storage facilities. We have conducted a risk assessment of these suppliers which is available on request.

Our commitment to combating slavery and human trafficking

Within our business there are relatively few risks in our supply chains or within our business. One of the reasons for this is because we are guided by our overall approach to doing business which requires high standards of honesty and integrity from our team.

Due diligence processes for slavery and human trafficking

As part of our initiative to identify and mitigate risk we have conducted a risk assessment and will review this on an annual basis.

We have agreed that one of our main board directors, Jon Mercer together with our National Head of HR Nicky Mitchell have lead responsibility for our work in this area and will provide training on the requirements of the Modern Slavery Act 2015 to all our staff. This will include outlining to our staff how they can raise any concerns about potential violations of our code of ethics or if there are concerns about any of our clients being involved in activities which are contrary to the spirit and intentions of the modern Slavery Act.

Covid-19 Risk Assessment

Leonard Curtis Business Solutions Group are dedicated to ensuring a safe work place for all members of staff. We will continually assess the situation regarding Covid-19 and keep our risk assessments up to date.

A copy of our current risk assessment can be found here.

Get in touch to find out more