Property Finance

Commercial and Investment Mortgages

Commercial loans can be used for a variety of purposes including purchasing additional business premises, expanding your business, debt consolidation, cash flow and property development.

Navigating the commercial market is often difficult and an important step is to seek advice from a specialist commercial mortgage broker. Through our relationship with an award-winning independent broker and commercial finance consultancy, we can provide access to a variety of mortgages and extensive panel of lenders.

Our broker partner operates a competitive tender system for mortgage applications, ultimately securing competitive rates and terms for clients as well as providing access to exclusive products which are often not available directly from high-street banks or specialist lenders. They can also off er client s access to an entire range of mortgage  options including:

  • Repayment and Interest-only payment types
  • Short and long-term repayment programmes
  • Fixed and variable rates
  • Arrangement fees added to the loan
  • Up to 80% funding available on an individual property and up to 100% funding with additional security provided
  • Short term VAT loans available to avoid you having to fund the VAT on a property purchase from your business cash flow
  • Government funding schemes and incentives

In addition, for clients who already own property for their business or  investment  purposes and need to raise funds, our broker partner can advise on re-mortgage opt ions, releasing funds quickly and efficiently.

Do you have a business property?

Bridging Finance

Also known as short-term or auction finance, bridging loans can be useful to businesses in a number of different circumstances including:

• Auction purchases
• Paying an urgent debt
• Property development or conversion
• Property purchase or re-finance
• Cash flow injection

In some circumstances, funds can be released in as quickly as 48 hours.

Property development

There are a wide range of property development projects which we can assist you with including:

  • Housing Developments from single units to large sites Apartments and flats
  • Part-completed developments Holiday accommodation schemes
  • Conversions – residential and commercial Commercial developments
  • Retail units and offices

So whether you are an experience property developer or somebody looking for a first-time project, our broker partner can advise you on every aspect of your project.

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